Will you be renting a vehicle in the near future? Maybe you?re moving, or heading on break and will be using the services of a truck or motor home. Whatever your reason, check your Massachusetts insurance before you leave because knowing what you?re covered for might save you a headache later on.
The Massachusetts Division of Insurance recommends giving your agent or insurer a call and asking a small number of straightforward questions before you purchase extra vehicle insurance. For instance does your current coverage include collision damage waiver? This covers the cost of fixing a rented vehicle if damaged in a accident. In the event you have comprehensive and collision coverage on your regular vehicle, it?s possible you?ll not need additional rental coverage for this.
Also ensure you have liability insurance which covers the damage to another person?s property, and their medical expenses, as the result of your neglect.
Check what your medical insurance covers too ? possibly you?re already covered by personal accident insurance or disability income insurance, or possibly your auto insurance already has personal injury protection. By asking a few questions, you might be able to save yourself some money on your Massachusetts insurance ? either by not having to buy new insurance or by taking out coverage you might have fallen short on. Doing some easy preparation work now is way less difficult than trying to find out after an accident has occurred.
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